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A 50-year mortgage does not fix housing. It just keeps you in debt longer. The math still wins and it is not on your side. | Dave Ramsey
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The problem with a 30-year mortgage is that you waste too much money on interest and stay in debt way too long. Go with the 15-year fixed-rate loan—you’ll save thousands of dollars and pay off your house faster, paving a much smoother path to your other financial goals. | Dave Ramsey
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If you've ever wondered how a mortgage payment actually gets calculated between the interest that goes to the bank and how much goes toward what's owed on the home... you're not alone. It can sound pretty confusing, but Dave Ramsey breaks it down in this call. | Ramsey Real Estate
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Dave Ramsey explains why paying off your mortgage early is the fastest path to millionaire status:A caller who's debt-free except for his house and has $90,000 in savings asks Dave what to do next. Dave walks him through his framework before getting to the real insight."What we teach is a thing called the baby steps where you're debt-free everything but the house and have an emergency fund. That's one, two, and three."After that comes saving for kids' college (the caller has $75,000 across 529 p
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