Love your kids enough to help them with this decision. Love your child enough when they’re 17 or 18 years old to assist them in choosing a reasonable career path with no debt. Student loans are always a bad idea, and they’re quadruple bad when you go into debt to cross state lines. Paying 4X more to attend an out-of-state school when you don’t have the cash to pay for it is stupid. | Dave Ramsey
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You are spending more on groceries than you think. Everyone does. For the first few months of budgeting, overfund your grocery category. Because trust me, you’re in denial about how much you actually spend. | Dave Ramsey
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Give them more than stuff—give them hope (and a plan) for their future. Baby Steps Millionaires is on sale for a limited time! | Dave Ramsey
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The message hasn’t changed: Have a budget, live on less than you make, and don’t owe people money. #budgeting #budget #savemoney #debt #debtfreecommunity | Dave Ramsey
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“I realized I make more than I need just to live on, and if I got serious, I could pay $1,000 every month toward my student loan.” Find out how Timothy discovered this and how you can too! http://www.daveramsey.com/fpu/classfinder | Dave Ramsey
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I started with nothing—just a card table and a dream. Now my business brings in $250M per year. In my new book, I’ll show you how you can do the same. Preorder now and get over $350 in bonus items. | Dave Ramsey
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You’re not broke because you don’t make enough. You’re broke because you give your income to everyone else. Credit cards, car payments, student loans... every payment is money that you could be using to build wealth for yourself instead of making everyone else rich. Here’s how you stop the cycle: 1. Make a zero-based budget. Tell every dollar where to go on purpose. 2. Cut the debt. Attack it with the debt snowball. 3. Stop financing your life. Pay cash for the things you buy. Your income is you
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