Chicago is leaning into **“missing middle housing”** to help address its housing shortage — focusing on two-flats, three-flats and four-flats built on vacant city-owned lots. The city’s **$75M Missing Middle Housing Initiative** aims to deliver **250–400 small multi-unit buildings** across neighborhoods including McKinley Park, North Lawndale, Chatham, South Chicago and Morgan Park. The program targets households earning roughly **80%–140% of area median income**, a group often priced out of bot