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🌀 5% deposit. No LMI. No income limits. Sounds like freedom. Or is it? A door opens—but who’s holding the key? The rules are missing, yet the game is still being played. No ceiling. No floor. Just a staircase that disappears halfway up. Is it generosity… or a test of restraint? A loophole for the bold—or a snare for the unprepared? Some will see opportunity. Others will sense danger. Both will be right. And wrong. Welcome to the edge of lending. Where clarity is optional, and decisions echo lou
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