Closing day surprise? If you’re handed a $6,000 bill, it’s often for closing costs. Think things like bank fees, the appraisal, title work, inspection, and transaction fees. The good news? There are ways to reduce or even cover them, like down payment or closing cost assistance programs, or negotiating seller credits into your contract. If you want to explore your options before you’re at the closing table, give me a call at 605-759-7508. _________________________ Member FDIC. Equal Housing Lend