Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

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All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards ...

Q: I’ve been a loyal Target customer for years and I use my Target Circle Debit Card regularly, which offers a 5 percent discount when I buy at Target. One day, I tried to make a purchase on ...