If you’ve pulled your credit report and spotted the term “charge-off,” you might’ve panicked and honestly, that’s a normal reaction. It sounds harsh, and it can have a real impact on your financial ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

In the first month of 2025, credit card metrics held roughly stable, as the labor market remains solid and household balance sheets are generally still healthy. Lending activity slowed during the ...

American Express (NYSE:AXP) consumer credit card's delinquency and net charge-off rates were little changed in July even as its lending increased during the month, according to a company filing on ...