If you own gold and silver, you’ve probably felt dizzy watching prices lately. Both metals hit record highs for weeks in ...

Traditionally, the plans were used to reduce a higher-earning spouse’s net income and build retirement savings for the ...

Be aware of the 15% withholding tax on U.S. dividends in the TFSA. Foreign exchange fees can also add up when you convert U.S. and Canadian dollars. As well, avoid active trading in the TFSA.

Learn how inheriting a US IRA or 401(k) works for spouses and non-spouses, including taxes, withdrawal rules, and opportunities for tax deferral.

Canadians know they need RRSPs – they just don’t feel confident they’re using them properly. New data from Edward Jones Canada shows 70 percent of Canadians report negative feelings about RRSP ...

Multiple RRSPs can lead to administrative headaches for clients, as they must track contribution receipts and tax slips for each plan. They could also lead to higher costs if the clients are charged ...

Time to get real about your personal finances, given what may be coming. We all know the threats. It’s a dodgy world at the moment and the best way to insulate yourself is to either become a nun or a ...

Knowing how the average Canadian is making use of the best Canadian retirement accounts can be helpful for any Canadian, young or old. Knowing how people are using their Registered Retirement Savings ...

From outfit requirements to prohibited moves, figure skaters adhere to strict guidelines when competing in the Olympics Emily Blackwood is a writer and editor at PEOPLE. She has been working at PEOPLE ...

February is still the busiest time of the year, but it has become less frantic in the past decade as clients spread out contributions with regular RRSP contributions, said Devin Cattelan, a portfolio ...

When you receive Fortis Inc (TSX:FTS) dividends in a TFSA, they are tax-free. Most Canadians have money in both RRSPs and TFSAs. RRSPs and TFSAs are not interchangeable. The RRSP lets you defer taxes ...