Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

A life insurance policy loan uses your policy's cash value as collateral. Learn the benefits and how it offers flexible repayment options without the need for approval.

A Florida customer says her insurer added unknown drivers to her policy, raising rates and prompting a proposed class action ...

Shopping for a new car insurance policy can be pretty straightforward. But if you're like most drivers, you might skip it because the whole process feels overwhelming or time-consuming. That ...

You're driving on an icy road in winter when, suddenly, the Sun flashes a brilliant beam of light in your eyes right as little Timmy in the backseat decides to throw ...

Finding the right car insurance for you can be a tricky proposition. Every state in the United States — with the exception of New Hampshire — requires vehicle owners to have some level of car ...

DETROIT – At least two popular car insurance providers in Michigan say state law requires you to list everyone in your household, even if they don’t drive, and includes infants. The Michigan ...

You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

The best car insurer in Virginia offers multiple coverage options and enhancements at a good price Written By Written by Insurance Staff Writer, WSJ | Buy Side Kara McGinley is a staff Insurance ...

Over the past few years, widespread flooding, wildfires, and violent storms have affected not only people’s homes but also their cars. Meanwhile, the number of crashes on U.S. roads has remained ...

AUGUSTA – Maine drivers have the lowest average premium rates in the United States, according to a report from the National Association of Insurance Commissioners (NAIC). The report, which compiled ...