Record 6% of Americans tapped 401k savings for hardship withdrawals in 2025, up from 4.8% in 2024, as financial stress forces ...

More Americans are digging into their retirement savings for emergency expenses, research from Vanguard shows.

A record numbers of workers are tapping retirement savings early as financial pressure grows, despite retirement balances reaching record highs.

The same financial habits that pushed the number of 401(k) millionaires to new highs should help retirement savers through ...

Vanguard reports 401(k) hardship withdrawals rose to 6% in 2025 as access eased, while average balances grew 13% to nearly ...

The IRS contribution limits for year 2026 are $24,500 for a 401 (k), plus an extra $8,000 catch-up contribution if you're 50 ...

More Americans are becoming 401(k) millionaires — but hardship withdrawals are also rising, new data shows.

During his State of the Union speech last week, President Donald Trump took a victory lap, unveiling a new 401 (k) program for workers lacking employer-sponsored programs. But the proposal has one ...

(LILAMAX)-More Americans are turning to their retirement savings to cover financial emergencies as economic pressures continue to mount. New data from Vanguard Group shows that six percent of workers ...

The primary drivers are housing and healthcare costs. Workers are using retirement savings to avoid foreclosure and eviction, and to pay medical expenses, with a median withdrawal of $1,900. This ...

As of Q3 2025, millennials have saved an average of $80,700 in their 401(k)s, according to Fidelity. Here's what you can do ...