A reader with $750,000 in RRSP savings asks about tax strategies, pension splitting and the best time to start Canada Pension ...

Canadians have until March 2 to contribute to their Registered Retirement Savings Plan (RRSP) for the 2025 tax year, giving savers a final opportunity to lower their taxable income and boost their ...

Let’s start with the end in mind. Claiming income made by your spouse and dependants correctly will affect other provisions ...

There's a 'myriad' of ways to reduce your taxable income and lower your final tax bill — including these ones people often overlook.

Traditionally, the plans were used to reduce a higher-earning spouse’s net income and build retirement savings for the ...

Tax season is around the corner, and that means the deadline for the Registered Retirement Savings Plan (RRSP) is also drawing near.

That “average RRSP at 55” sounds helpful, until you realize averages can mislead, and a simple catch-up plan matters more. The post Here’s the Average Canadian RRSP at Age 55 appeared first on The ...

Learn how inheriting a US IRA or 401(k) works for spouses and non-spouses, including taxes, withdrawal rules, and ...

Don't let holiday consumerism get you off track ...

Your spouse served 20 years in the military. You assumed you'd be buried together in a national cemetery when the time comes. Then a friend mentioned that her sister couldn't be buried with her ...

Spousal benefits have some unique rules about claiming age and eligibility. You could be eligible for up to half your spouse's Social Security benefit. Understanding how your benefits could change as ...