There are several steps that one may take to repair the damage done by financial mistakes made in the past. We share some ...

Although most of us think of the typical scam victim as an older person, according to the Federal Trade Commission (FTC), in ...

With high interest rates and student loan deferments ending, more consumers are being targeted with credit repair scams.

Review your spending habits, debts, and any poor financial decisions with honesty—not shame. Understanding how those past ...

A simple way to improve your score is to keep your credit usage low. Try to use less than 30% of your total credit limit. For ...

Build positive history: If your score is too low for new unsecured credit, you could gradually build it by applying for a secured credit card or a credit-builder loan. You could use them for small ...