An RRSP and a TFSA both offer tax-sheltered savings, but which one you choose depends a lot on what your expect your tax bracket to be in retirement. We’re now in the early stages of RRSP season, the ...

One of the most common questions I get asked is: With limited funds, how do you choose between contributing to an RRSP or a TFSA? The two plans are meant to be tax-neutral when marginal tax rates are ...

Do you have a $10,000 surplus to invest for the long term? If yes, the next decision you make can determine whether you retire a millionaire. Where you invest depends on your current financial ...

Borrowing to fund your registered retirement savings plan (RRSP) or your tax-free savings account (TFSA) may seem tempting at this time of year, as promotions abound, especially for RRSP loans. But ...

As we’ve seen, the median 45-year-old RRSP and TFSA account holder had about $90,000 held between both accounts in recent years. That amount if invested wisely could grow to a few hundred thousand by ...

Different registered accounts offer different benefits. Here’s how to decide which ones may be right for your needs and goals. As many young Canadians head off to college and university, some will be ...

If you're a financially responsible Canadian, you've probably wondered whether you have enough in your TFSA and RRSP accounts. The average combined TFSA and RRSP account balance for a 45 year old ...