Survey finds most adults contribute to RRSPs despite confusion over tax benefits, withdrawals and long-term strategy ...

If you own gold and silver, you’ve probably felt dizzy watching prices lately. Both metals hit record highs for weeks in ...

Traditionally, the plans were used to reduce a higher-earning spouse’s net income and build retirement savings for the ...

Be aware of the 15% withholding tax on U.S. dividends in the TFSA. Foreign exchange fees can also add up when you convert U.S. and Canadian dollars. As well, avoid active trading in the TFSA.

Learn how inheriting a US IRA or 401(k) works for spouses and non-spouses, including taxes, withdrawal rules, and opportunities for tax deferral.

Canadians know they need RRSPs – they just don’t feel confident they’re using them properly. New data from Edward Jones Canada shows 70 percent of Canadians report negative feelings about RRSP ...

Multiple RRSPs can lead to administrative headaches for clients, as they must track contribution receipts and tax slips for each plan. They could also lead to higher costs if the clients are charged ...

Time to get real about your personal finances, given what may be coming. We all know the threats. It’s a dodgy world at the moment and the best way to insulate yourself is to either become a nun or a ...

I’m 54, have lots of RRSP contribution room and I read a lot of interesting things about artificial intelligence. How can I best invest in AI with my RRSP? Nobody wants to miss the next big thing. And ...

Knowing how the average Canadian is making use of the best Canadian retirement accounts can be helpful for any Canadian, young or old. Knowing how people are using their Registered Retirement Savings ...