A 401(k) plan is a tax-advantaged retirement account offered by many employers. There are two basic types—traditional and ...

Professionally managed accounts within 401(k)s are having a moment. As of the end of 2024, nearly all participants in Vanguard plans had access to target-date funds, and almost 80% had access to ...

Solo 401(k) plans are available to business owners with no employees (other than their spouse). These plans let business owners save up to $70,000 per year in 2025, or up to $140,000 with a qualifying ...

A good 401(k) program helps employees save more, pay less in fees, and make smart investment choices. As trusted advisors, RIAs need to know which employers offer the strongest options for clients. In ...

If you’re looking to grow your retirement savings, a 401(k) can be a game-changer—but what if your employer doesn’t offer one or what if you don’t have an employer at all? Let’s break it down and ...

The employee chooses from a limited menu of investment options and, as long as the account continues a generally upward trajectory, the average investor has no reason to question their investment ...

Saving for retirement is one of the smartest things you can do for your future, but choosing between different retirement accounts can sometimes feel overwhelming. Two of the most common options are ...

Reading some reports from institutional consultants could make you believe that most plans are deploying auto features. But the reality, especially for smaller plans, according to Vanguard’s “How ...

If you're worried about this move being too risky, wait until you see the top asset of those already using a 401(k) brokerage window There are thousands of mutual funds, ETFs and bonds to choose from ...

Professionally managed accounts within 401 (k)s are having a moment. As of the end of 2024, nearly all participants in Vanguard plans had access to target-date funds, and almost 80% had access to ...