Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

If you’re approaching or already in retirement, knowing your safe withdrawal rate is key to making your money last. This is the percentage you can take out of your retirement savings each year without ...

For many savers, hitting $1 million in a retirement account feels like crossing a finish line. In reality, it is the starting ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

To determine the best retirement planning apps and tools, we evaluated platforms based on their ability to help users track progress toward retirement, model long-term income strategies, or increase ...

In fact, close to half of all people who retire at age 62 will likely run out of money during retirement. As it stands, ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

Keep adjusting your portfolio based on your income needs and spending goals. If there's a year when you want to take a big trip and do some home renovations, see if it's possible to work with your ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. There are some people who get to retirement age without ...

The “right” safe starting withdrawal rate is a moving target, depending on equity valuations, bond yields, prospects for inflation, and a retiree’s own life expectancy and asset allocation, among ...

'Emergencies are always happening. Life has just gotten more expensive.' Hardship withdrawals - which can be taken only for "immediate and heavy financial needs" - have risen in recent years with the ...