Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

Adding $500 to your emergency fund in a single month sounds daunting. By combining small and not-so-small changes, even ...

Having a monthly meal plan on a budget was one of the hacks we used to save money and time. When we paid off $67,630.81, we ...

News; National business; How to make a monthly budget in five simple steps Feb. 6, 2025 Updated Fri., Feb. 7, 2025 at 1 p.m. A budget helps you manage your finances, so you know exactly how much ...

A budget is, at its simplest, a plan for how you'll spend your earnings. It ensures you have the funds to cover your essentials — like housing, groceries, utilities, and your monthly debt ...

Well, in truth, it is also about saving up some money for an emergency or other unforeseen expenses. You need to maintain a fixed monthly budget if you don’t want to experience the consequences of ...

Key Takeaways: There's no set rule for how much of your budget should go toward student loans, but a monthly payment that exceeds 10% of your income could be burdensome.

The user said they brought in just over $3,300 in a month and spent about $2,600 on fixed costs, such as rent and insurance, along with line items for groceries and entertainment. The rest was for ...

When new expenses hit your budget, these financial tips can help NPR's Juana Summers speaks with Mandi Woodruff, a personal finance expert, about how best to navigate economic hardships in 2025.