I previously used Excel to track my expenses ... For me, any purchase I make, whether recreational or a monthly bill/subscription, that doesn't add value to my life in some way, is "waste." ...

Tracking your expenses on a regular basis ... These are the expenses you cannot avoid, including monthly bills. If you use the 50/30/20 budget, these should account for 50% of your spending.

Don't let the cost of internet weigh you down. Here are our top tips for cutting back your monthly internet bill.