When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

It's possible to regularly check on the state of your credit at no cost to you Reviewed by Ebony Howard Having good credit ...

The other night, I was out to dinner with a friend who works in medical billing. She shared a story that really stuck with me. One of her coworkers forgot to include a patient’s disability status on a ...

In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...

New Equifax credit report design highlights your score and explains key factors affecting it. Money; Getty Images Your credit report is getting a reader-friendly makeover. Equifax, one of the three ...

NEW YORK — Are you monitoring your credit report on a yearly basis? If the answer is no, what are you waiting for? Thanks to the Fair and Accurate Credit Transactions Act, which took effect nationwide ...

If you’re someone who manages the family’s finances, worries about identity theft and values maintaining a good credit score, The Watchdog has the latest updates for you. Specifically, let’s dive into ...

A perk offered to consumers during the pandemic has been extended indefinitely. Your free annual credit reports are available every week at no cost. Read on for why you should take advantage. Also, ...

It’s best practice to frequently check your credit reports, which serve as a kind of financial resume outlining all of your money matters. Credit reports can help you keep track of your debts and ...

Credit agencies, you might say, are akin to nagging parents. They watch and judge from a distance, rewarding responsible behavior and punishing delinquency. And credit scores? They seem a bit like ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...