While there are no official first-time home buyer loans, there are various loan types and assistance programs available to new buyers. The most popular mortgage type for first-time home buyers is a ...

Buying a home for the first time is an exciting milestone, but with mortgage rates still high and home prices near record levels, it’s also one of the most financially challenging times in recent ...

The number of down-payment assistance programs is on the rise as housing costs remain high There's been an increase in the number of down-payment assistance programs across the country. Many now allow ...

First-time homebuyers had a median age of 40 in 2025, according to the National Association of Realtors, an all-time high. This cohort also made up a record low number of home purchases during that ...

This as-told-to essay is based on a conversation with Jasmine Austin, a kindergarten teacher in Richmond, VA. The following has been edited for length and clarity. I knew I wanted to own a home one ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.