Stablecoin users in the United States may soon face a stark regulatory reality: their digital dollars will not enjoy the same federal safety net as bank deposits. The Federal Deposit Insurance ...
On April 9, 2026, the Federal Deposit Insurance Corporation (“FDIC”) issued a Notice of Proposed Rulemaking (the “FDIC Proposal”) to implement the Guiding and Establishing National Innovation for U.S.
For banks seeking a larger share of their commercial customers’ operating cash, new federal deposit rules may help those ...
WASHINGTON — Federal Deposit Insurance Corp. Chair Travis Hill on Wednesday said that payment stablecoins will likely not qualify for pass-through deposit insurance in remarks that spanned the ...
On March 11, FDIC Chairman Travis Hill spoke at a banking industry summit, where he outlined a forthcoming proposal that would clarify that payment stablecoins subject to the GENIUS Act (covered by ...
The Federal Deposit Insurance Corp. followed the Office of the Comptroller of the Currency in proposing how to regulate stablecoin issuers under last year's GENIUS Act. This is the second FDIC ...
Legislation relating to the coverage, premium structure, and administration of federal deposit insurance has recently been introduced in both the Senate and House of Representatives. These bills ...
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