gather key information Before you get started with our free budget spreadsheet below, you’ll need some key financial information, including: Your take-home pay, or your monthly income after taxes.

Microsoft Excel offers various personal budget templates to help you create monthly, annual, and event/item budgets.

Forgetting nonmonthly expenses: It's easy to remember your monthly rent payment ... Here's your budgeting template Building a budget that works doesn't have to be a hassle. With these smart ...

Follow these five steps to create a budget that helps you achieve your ... Use a budgeting app or a simple spreadsheet to track these expenses. Identifying spending patterns will help you pinpoint ...

Then, by using a budget, you can accurately account for all the bills you need to pay going forward. But before you start plugging numbers into a spreadsheet or app, take a minute to list out each ...