Debt collectors generally descend after a creditor has given up sending bills and resorts to contacting the consumer by phone. Some creditors use in-house debt collectors. Others sell delinquent ...

For many families, credit card debt is a huge source of stress, and when the bills keep piling up, it might seem like there’s no way out. But before you lose hope, you may qualify for debt ...

For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company ...

As consumer debt surpasses $18 trillion in early 2025, the need for effective and ethical consumer debt reduction solutions has never been more urgent. Both nonprofit and for-profit models offer ...

U.S. auto loan delinquencies are climbing above pre-pandemic rates and nearing 2008 crisis levels. Consumers now carry $1.66 ...

IT’S HELPING FAMILIES, AND WHAT YOU NEED TO KNOW BEFORE YOU SIGN UP. AS WE CAME CLOSER AND CLOSER TO THE END OF PAYING IT OFF, WE JUST FELT BETTER AND BETTER. IAN MOORE SAYS CREDIT CARD BALANCE ...

A new HomeLight survey reveals 80% of lenders observed increased consumer debt-to-income ratios, with 87% citing debt consolidation as the primary reason for HELOC usage in 2025. The survey also ...

One exception where you may be on the hook is if you co-signed the loan, like Elena did with Marcus’s $10,000 personal loan, ...

Assuming that level of income can be maintained going forward, the couple can afford to aggressively pay down their unsecured ...

The Case-Shiller Housing Index is like the S&P 500 of housing. But instead of tracking the prominence of the largest U.S.