Learn about CD ladders – an investment strategy involving multiple CDs with varying maturity dates. Get insights on benefits, risks, and alternatives.

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

Even after the latest Fed interest rate cut, savers can still earn $1,000 or more with a CD account. Here's how.

My wife and I are saving $50,000 to buy a rental property in 2027. Our CD ladder strategy should earn us around $2,100 in interest. Buying CDs now locks in today's top interest rates and protects us ...

The best CD rates today still offer up to 5.11% APY even after the Fed cut rates. Consider acting now before the next rate ...

(CNN) — If you have a lot of cash on hand, it should be making money for you. One way to ensure it continuously does that is to set up a ladder of Treasuries or FDIC-insured certificates of deposit ...

There’s no universal “right” answer for what to do with $50K — rather, the best options depend on your debts, budget and long ...

In the current environment, certificates of deposit (CDs) continue to offer competitive interest rates. Some traditional CD accounts and jumbo CD accounts offer an attractive annual percentage yield ...

Things might be changing soon for savers. Kiplinger Investing for Income editor Jeffrey Kosnett recently said: "You might be wise to lock in Treasury-bill and CD ladders sooner rather than later." The ...

Under presidential pressure and a lot of speculation, the Federal Reserve announced a quarter-point cut to the federal funds rate this week — the first Fed cut in nine long months. At the same time, ...

Annuity laddering is a strategic approach that distributes the purchase of annuities over time with varying terms or maturity dates. Inspired by the concept of laddering in Certificates of Deposit ...