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401k Withdrawal Rules: Penalties, Timing & Exceptions For 2025

There are pros and cons to withdrawing from your 401K in a pinch. Learn more about the pros and cons, penalties, and rules in this.

Some Americans will lose popular 401(k) tax break in major retirement rule change starting 2026

New IRS regulations are changing 401(k) catch-up contribution rules for workers aged 50-plus who earn over $145,000 by mandating after-tax Roth contributions starting in 2026.

High earners 50-plus will lose a valuable 401(k) tax break with contribution rules about to change. Here's how it will affect your retirement savings

Catch-up contributions allow people aged 50 and up to contribute more to their workplace retirement accounts. For 2025, the ...

IRS Updates Rules on 401k Catch-Up Contributions for Older Workers

The SECURE 2.0 Act is built on original 2019 legislation and includes more than 90 provisions designed to expand retirement ...

Why the 4% Retirement Rule Should Become 5%

A common rule of retirement suggests retirees could safely withdraw 4 percent of their portfolio per year. But is this still the case?

Can a Taxable Account Beat a 401(k)?

Some workers don’t have access to an employer-provided retirement plan, and 401 (k) quality can be uneven. High ...

Want to Avoid Penalties? Don't Take This Type of IRA Withdrawal

There are also rules limiting your IRA withdrawals. Typically, you'll pay a 10% early withdrawal penalty if you take money ...

High earners 50-plus to lose valuable 401(k) tax break as contribution rules set to change — how it will affect savings

New rules from the IRS will take away a popular retirement tax break from some of the workforce’s higher earners. Starting in ...