A well-planned retirement portfolio should ideally be built around several different income buckets. When combined, those sources aim to produce a sustainable withdrawal rate that supports ...

If you're building or adjusting a buy-and-hold retirement portfolio, you certainly don't need to stay faithful to any single fund provider—different mutual fund companies do some things better than ...

401(k) funding changes for 2025 now allow investors of a certain age to contribute $11,250 in catch-up funds This super-funding opportunity is available to investors ages 60-63 The changes are good ...

Another common misconception: that target-date funds guarantee income in retirement. They don’t. None of them promise to ...

Social Security won’t be enough for many to get through retirement — yet many Americans are relying heavily (or solely) on it ...

If you start contributing money to a 401(k) plan as soon as you start working full-time, there's a good chance you'll end up with a nice balance as retirement nears provided you keep funding that ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A 401(k) is an employer-sponsored savings plan that allows ...

Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an ...

Your 401(k) fund lineup at work may not stack up with the star-studded roster of the World Series champion Los Angeles Dodgers. And some of your funds may not hug market curves like a well-tuned ...

Discover the benefits and drawbacks of using your 401(k) to pay off your mortgage, including tax implications, retirement savings impact, and interest savings.